Lenders often require a larger down payment (typically 20–25%) and may look more closely at your debt-to-income ratio and credit score. Rates can also be slightly higher than for a primary residence.

Yes! Whether you’re buying your first rental or adding to your portfolio, we help new and experienced investors understand their options and avoid common mistakes.

Nationally, it usually takes 30–45 days from application to closing — but at MPS Mortgage LLC, we get it done in 2 weeks or less in most cases. Our team moves fast and keeps you informed at every step so you can lock in deals without delays.

We do the hard work upfront — gathering all your documents, double-checking details, and tackling potential issues before they become delays. Plus, we believe in constant communication: you’ll always know what’s happening and what’s next. This proactive approach lets us close most investment property loans in 2 weeks or less, while others can take over a month.