Fix and Flip
Fast funding for your next flip — simple, flexible, and built for investors who mean business.
A Fix and Flip loan is short-term financing designed specifically for real estate investors who want to buy, renovate, and sell a property for a profit — without tying up all their own cash.
You find a property with potential.
We provide the money to buy it and fund the renovation costs.
You do the upgrades, resell it, pay back the loan, and keep the profit.
Buy distressed or outdated properties below market value
Renovate quickly and increase resale price
Keep your own capital free for other deals
Most programs require 660 or higher, but the stronger your score, the better your terms.
Most Fix and Flip loans require you to bring some cash to the table. Typically, you’ll need to cover 10–20 percent of the purchase price, plus closing costs. In many cases, we can finance up to 100 percent of the rehab budget, depending on your experience and the strength of the deal. The better the deal and your track record, the less cash you may need upfront.
After closing, you’ll receive funds to purchase the property. The renovation money is held in a separate escrow account. As you complete work in phases, you request a draw. We inspect the progress and release funds for the next stage — fast and hassle-free. This keeps your project moving and your contractors paid without delays.