Conventional
Ideal for: Buyers with good credit and steady earnings Minimum Down Payment: Starting at 3%. Attractive interest rates..
FHA
Best for:
First-time buyers or lower credit scores
Down Payment:
As low as 3.5%
VA
No Down Payment: Designed to assist veterans and military households in owning homes affordably.
Refinance
Options:
Rate & Term, Cash-Out
Key Benefits:
Lower your rate and monthly payment. Access cash from your home equity. Remove PMI if your equity has grown
Down Payment Assistance
If your current savings aren’t enough to meet the minimum down payment, you may still have options. Many qualified buyers are eligible for down payment assistance programs that can reduce or even eliminate upfront costs. These programs are often income-based and vary by location — we can help you explore what's available.